Integrated Assets - Real Estate Appraiser

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• ​Single Family Residences
• Condominiums/Townhomes
• Custom Homes
• ​New Construction
• ​Duplex
• ​2-4 Unit Residential Income
• ​General Purpose Appraisals
• ​Renovation Appraisals
• ​Fix & Flip / As-Is & ARV​
• ​Estates / Luxury Homes
• Lake / Waterfront
• ​Vacant Land
• ​Multi-Family
• ​Mobile Homes

Appraisal Review
As-Is & ARV
Bail Bonds 
Bankruptcy 
Buying
CAT 
Cash Value
Cash Out Refinance 
Casualty Loss 
Claims
Construction 
Consulting 
Conventional Lending 
Date of Death 
Desk Review 
Disaster Readiness
Divorce 
Earthquake Damage  
Employee Relocation/ERC
Estate Planning 
Expert Witness
Family Transfer
Financing

Fix & Flip
FEMA
Fire Damage / Loss  
Foreclosure / REO 
Financial Planning
Gifts 
Hard Money
Home Measurement Services
Immigration
Litigation Support
PMI Removal 
Pre-Foreclosure & Short Sales 
Pre-Listing, Pre-Purchase, FSBO's 
Probate 
Refinance
Renovation
Rental Survey 
Retrospective
Reverse Mortgage 
Selling
Step-Up Basis
Tax Appeals
Trusts  

1004, 2007, 1025, 2055 +

• Fannie Mae Forms
• CFPB Mortgage Forms
• Freddie Mac Guide and Forms
• HUD Forms
• VA Forms
• IRS Forms
• GSA Forms
• USDA Forms & Publications

 1004  Uniform   Residential Appraisal Report

1004  Uniform   Residential Appraisal Report

1004C Manufactured   Home Appraisal Report

1004MC  Market   Conditions Addendum to the Appraisal Report

1073  Individual   Condominium Unit Appraisal Report

1073  Individual   Condominium Unit Appraisal Report

1025  Small   Residential Income Property Appraisal Report

1025 Small   Residential Income Property Appraisal Report

1007  Single   Family Comparable Rent Schedule

1004B  Statement   of Limiting Conditions and Appraiser's Certification

1004D Appraisal   Update and/or Completion Report

216  Operating   Income Statement - One-to Four-Family Investment Property and Two-to   Four-Family Owner-Occupied Property

1075 Exterior-Only   Inspection Individual Condominium Unit Appraisal Report

2055  Exterior-Only   Inspection Residential Appraisal Report

2055  Desktop   Underwriter Quantitative Analysis Appraisal Report

2055 Quantitative   Analysis Appraisal Report

2000 - 1032  One-Unit   Residential Appraisal Field Review Report

2000 -1032  One-Unit   Residential Appraisal Field Review Report

2000A-1072 Two-to-Four-Unit   Residential Appraisal Field Review Report

465A  Project   Analysis

1073A 465B  Analysis of   Annual Income and Expenses - Operating Budget

2065  Desktop   Underwriter Qualitative Analysis Appraisal Report

704  Second   Mortgage Property Value Analysis Report

1095  Limited   Residential Appraisal and Summary Report

1013  1-4 Unit   Property Inspection Report

2045 Master   Residential Appraisal Report

2045a  Master   Residential Appraisal Report - Amendment

2045b Master   Residential Appraisal Report

BPO BOV  Brokers Priced Opinion 

2070 Condition   and Marketability Report

2075  Desktop   Underwriter Property Inspection Report

2090  Individual   Cooperative Interest Appraisal Report

2095  Exterior-Only   Individual Cooperative Interest Appraisal Report

2095  Desktop   Underwriter Individual Cooperative Interest Appraisal Report

The primary differences between an Appraisal and a Broker's Price Opinion (BPO) are in their purpose, process, level of detail, and cost. Here's a breakdown:

Appraisal:

1. Purpose: Appraisals are typically conducted for mortgage lending purposes. They provide an unbiased estimate of a property's value, which helps lenders make informed decisions about loans. Appraisals are also used in legal matters, tax assessments, and estate planning, divorce or dissolution of marriages, probate, family, donations, investment decisions, relocation, development and many other legal reasons. 
2. Process: Appraisers are licensed professionals who follow a standardized and regulated process to determine a property's value. This process includes an extensive examination of the property, market analysis, and the use of comparable sales data.
3. Detail: Appraisals are highly detailed and comprehensive. They include a sketch and photographs of the subject property and comparable properties used for valuation. Appraisers consider various factors, such as property condition, improvements, location, and recent market trends.
4. Cost: Appraisals tend to be more expensive than BPOs due to the thoroughness of the process and the expertise of licensed appraisers.

Broker's Price Opinion (BPO):

1. Purpose: BPOs are typically requested by homeowners, real estate agents, or banks for various purposes, such as determining a listing price, estate valuation, or insurance purposes. They are also used by lenders in certain situations.
2. Process: BPOs are provided by licensed real estate brokers. The process involves the broker's inspection of the property and an analysis of recent sales and listings in the vicinity. It's a less formal process compared to appraisals.
3. Detail: BPOs are less detailed than appraisals. While they provide an estimated property value, they may not include as much adjustments, data or photographs as appraisals.
4. Cost: BPOs are generally less expensive than appraisals, making them a cost-effective option for property valuation.

In summary, the choice between an appraisal and a BPO depends on the specific needs and circumstances. Appraisals are more detailed and regulated, making them suitable for mortgage lending and legal purposes. BPOs offer a quicker and more affordable way to estimate a property's value, often used for listing or insurance purposes.